Terms of Use

Please read these terms carefully before using LifeValuePlanner.com.

1. Educational purpose only

LifeValuePlanner.com provides general educational and informational tools. The calculator, the Family Protection & Insurance Capacity Report, and Alex — the Insurance Education Coach AI Chatbot do not provide legal, tax, accounting, estate planning, financial planning, insurance, underwriting, medical, or professional advice. All figures are estimates only and are not a guarantee of approval, eligibility, pricing, insurability, coverage availability, tax treatment, legal outcome, or financial result.

2. No professional relationship

Using this platform does not create an advisor–client, fiduciary, or other professional relationship. Before acting on any result, confirm current figures and planning assumptions with a qualified licensed insurance professional, tax advisor, legal advisor, accountant, or other appropriate professional.

3. Acceptable use

You agree to use the platform lawfully and not to misuse, disrupt, reverse engineer, or attempt to gain unauthorized access to any part of the service or its data.

4. Intellectual property

LifeValuePlanner.com, Life Insurance Capacity™, Alex — the Insurance Education Coach AI Chatbot, and the Family Protection & Insurance Capacity Report are proprietary to LifeValuePlanner.com and may not be copied, reproduced, or redistributed without permission.

5. Limitation of liability

The platform is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, LifeValuePlanner.com is not liable for any loss or damage arising from reliance on estimates or content provided by the platform.

6. Contact

LifeValuePlanner.com